Unable to make a purchase with my own credit card

PayPal Warning

While we do not have the resources to verify each and every complaint we receive, we do believe that all reports posted here are true based on our own experience with Paypal and the growing number of corroborating horror stories we receive every day. The main subject of the majority of these horror stories is the following:

Your Paypal account can be frozen at any time, without advance notice, leaving you without your money for months (if not forever), and there isn't much you can do about it.If you would like to submit your own PayPal horror story, we would be more than happy to post it for everyone to read, providing that it is truthful and void of inappropriate language. Please feel free to submit your story by clicking Here

If you are searching for an alternative to PayPal, we strongly suggest acquiring a Real Merchant Account. CLICK HERE FOR OUR TOP PICK.

How Does PayPal Make Money With My Money?

According to the San Francisco Chronicle, there are approx. 100,000 complaints outstanding at PayPal (Are any of these yours?). In many instances disputes can run on for months leaving people frustrated and out of pocket as they are unable to access their accounts. So what happens to the millions of dollars tied up in frozen accounts and disputes? Well, here is a clip from the San Francisco Chronicle that basically sums it up:

U.S. District Judge Jeremy Fogel of San Jose refused to dismiss a lawsuit that seeks class-action status on behalf of thousands of PayPal customers nationwide. A common allegation is that the company brushes off or stalls customer grievances for months and meanwhile freezes the customer's account and pockets the interest (So that's how they make their money!). No wonder they freeze so many accounts!

Have been trying politely for three weeks to make a simple $26 purchase online at a photography website. The only payment options available were 1) use my credit card with the possibility of signing up for PayPal later, or 2) use PayPal. I only wanted to use my credit card and make my purchase which would not process. After contacting the printing company and the companies third party online support company, the problem was rooted to Pay after spending time with the PayPal representative the problem came about because there are two users on my credit card account. The other user of the card account has a PayPal account therefore I either have to get this person to make the purchase for me even though I am the primary holder of the credit card. Long story short I am unable to use my own credit card to make a simple online purchase because of PayPal.

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Posted: October 8, 2012 at 3:11 pm